What are the most useful metrics to track when analyzing personal finance data over time?
Reddit r/dataanalysis1mo4 min read
I recently pulled all my personal finance data into one place: monthly spending by category, savings rate, investment returns, debt paydown progress. Started in Excel but I'm thinking about moving to Python or a simple dashboard eventually. The problem is I keep secondguessing which metrics actually tell a useful story versus which ones just look interesting but don't drive any real decisions. I track net worth monthly, for example, but I'm not sure that granularity adds value or just creates noise when markets swing around. For those of you who've done personal finance analysis projects, whic